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Key Takeaways
- Insurance for an Acura RDX costs an average of $1,440 annually or $120 per month.
- The cheapest insurance provider for Acura RDX is StateAuto at an average of $630 per annum.
- The car insurance premium rates are higher for young adults and those with poor credits.
Acura RDX Auto Insurance Cost
The Acura RDX is known for its sporty performance and premium features. This luxury compact SUV offers a turbocharged engine, superior performance, well designed interior, and advanced safety technologies. However, you should be keen while choosing an insurance policy for your Acura RDX. The wrong provider can cause you huge loss.
On average, Acura RDX insurance will cost $1,440 per year, which is nearly $122 costlier than the national average of $1,318 per year. However, there are ways you can cut costs on your Acura RDX insurance policy – especially by choosing the right kind of service provider.
It's now easier than ever to get a free quote for your Acura RDX- use Way.com to find multiple vetted insurance providers and compare deals in just minutes!
What impacts the cost of Acura RDX Auto Insurance?
Several factors impact the cost of Acura RDX auto insurance. The following are some of the factors that can significantly impact the premium rates you'll pay for coverage:
- The driver's age
- The driver's gender
- The city you are in
- The age of the car
- Trim level of the car
- The insurance company you choose
Acura RDX Insurance Cost by Age
Teenagers have to pay higher premium rates for their Acura RDX compared to the rest of the age group. The premium rates for teenagers at different ages range from $7,260 to $6,050. This is often because of the relatively shorter driving history they have. Senior citizens pay around three times lesser premium amounts compared to teenagers.
| Driver Age | Average Monthly Rate | Average Annual Rate |
|---|---|---|
| 17 | $605 | $7,260 |
| 18 | $565 | $6,795 |
| 19 | $505 | $6,050 |
| 20 | $441 | $5,292 |
| 21 | $363 | $4,366 |
| 22 | $355 | $4,290 |
| 23 | $312 | $3,744 |
| 24 | $295 | $3,570 |
| 25 | $258 | $3,096 |
| 30 | $201 | $2,402 |
| 35 | $181 | $2,202 |
| 40 | $180 | $2,150 |
| 45 | $172 | $2,094 |
| 55 | $160 | $1,920 |
| 65 | $168 | $2,016 |
Acura RDX Insurance Cost by Model Year
Older Acura RDX models will generally cost lesser to insure, because newer models with better features and equipment may have already entered the market. This would make older models cheaper and less desirable to the customers.
The average auto insurance premium for a 2024 Acura RDX is $1,913/year compared to $720/year for the first 2010 model.
| Model Year | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| 2024 Acura RDX | $160 | $1,913 |
| 2023 Acura RDX | $91 | $1,095 |
| 2022 Acura RDX | $71 | $851 |
| 2021 Acura RDX | $82 | $981 |
| 2020 Acura RDX | $69 | $833 |
| 2019 Acura RDX | $62 | $741 |
| 2018 Acura RDX | $58 | $691 |
| 2017 Acura RDX | $59 | $704 |
| 2016 Acura RDX | $62 | $741 |
| 2015 Acura RDX | $53 | $643 |
| 2014 Acura RDX | $54 | $646 |
| 2013 Acura RDX | $43 | $516 |
| 2012 Acura RDX | $64 | $748 |
| 2011 Acura RDX | $58 | $697 |
| 2010 Acura RDX | $60 | $720 |
Acura RDX Cheapest Insurance Cost by Company
Based on the research done by the Way.com team, StateAuto Insurance offers the cheapest Acura RDX insurance rates with an annual premium of $630/year.
Remember that the cheapest rates don't always mean the best. You'll need to make a thorough comparison of the offer and check if it includes all the features you want.
| Company | Average Monthly Rate | Average Annual Rate |
|---|---|---|
| StateAuto | $52.5 | $630 |
| Workmens | $125 | $1,500 |
| Hugo | $90 | $1,080 |
| Commonwealth Casualty | $67.5 | $810 |
| Aspire | $117.5 | $1,410 |
Cheapest Insurance Companies Based on Acura RDX Model Years
2024 Acura RDX
The average car insurance cost for a 2024 Acura RDX is $1,913 per year. However, 21st Century offers the cheapest rates, with an annual premium of $1,440.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| 21st Century | $120.00 | $1,440 |
| Farmers | $192.50 | $2,310 |
| Mercury | $150.00 | $1,800 |
| Grange | $151.67 | $1,820 |
| Auto Club | $152.50 | $1,830 |
| California Capital | $161.67 | $1,940 |
| Bristol West | $162.50 | $1,950 |
| USAA | $171.67 | $2,060 |
| CSAA | $192.08 | $2,305 |
| Metropolitan | $139.17 | $1,670 |
2023 Acura RDX
The average car insurance cost for a 2023 Acura RDX is $1,095 per year. However, Pekin Insurance offers the cheapest rates, with an annual premium of $660.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Travelers | $101.67 | $1,220 |
| Pekin Insurance | $55.00 | $660 |
| SECURA Insurance | $108.33 | $1,300 |
| Rockford Mutual Insurance | $83.75 | $1,005 |
| Mercury Insurance | $82.50 | $990 |
| Texas Farm Bureau Group | $77.08 | $925 |
| Hastings Mutual Ins Co | $105.00 | $1,260 |
| Country | $85.42 | $1,025 |
| 21st Century | $106.25 | $1,275 |
| Allied | $107.50 | $1,290 |
2022 Acura RDX
The average car insurance cost for a 2022 Acura RDX is $851 per year. However, American National P offers the cheapest rates, with an annual premium of $270.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Motorists Mutual | $93.75 | $1,125 |
| Virginia Farm Bureau | $72.08 | $865 |
| Unigard | $82.50 | $990 |
| Southern Farm Bureau | $85.83 | $1,030 |
| Buckeye Insurance Group | $61.67 | $740 |
| Mercury Insurance | $42.92 | $515 |
| Western Reserve | $90.00 | $1,080 |
| American National P | $22.50 | $270 |
| Texas Farm Bureau Group | $75.00 | $900 |
2021 Acura RDX
The average annual insurance cost for a 2021 Acura RDX is $981. However, Plymouth Rock offers the cheapest rates, with an annual premium of $510.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Mercury Insurance | $77.08 | $925 |
| North Carolina Farm Bureau | $76.67 | $920 |
| Dairyland | $48.33 | $580 |
| New Jersey Manufacturers | $96.67 | $1,160 |
| Mississippi Farm Bureau | $105.83 | $1,270 |
| Plymouth Rock | $42.50 | $510 |
| Safeco | $77.92 | $935 |
| GMAC Insurance Group | $91.67 | $1,100 |
| Texas Farm Bureau Group | $94.17 | $1,130 |
2020 Acura RDX
The average car insurance cost for a 2020 Acura RDX is $833 per year. However, American National P offers the cheapest rates, with an annual rate of $385.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Virginia Farm Bureau | $81.25 | $975 |
| Safeco | $71.67 | $860 |
| Southern Farm Bureau | $86.25 | $1,035 |
| Mercury Insurance | $40.83 | $490 |
| Buckeye Insurance Group | $58.33 | $700 |
| Tennessee Farmers | $69.17 | $830 |
| New Jersey Manufacturers | $83.75 | $1,005 |
| American National P | $32.08 | $385 |
| Western Reserve | $85.83 | $1,030 |
| PEMCO | $85.00 | $1,020 |
2019 Acura RDX
The average annual insurance cost for a 2019 Acura RDX is $741. However, Safeco offers the cheapest rates, averaging $150 per year.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Rural Mutual Insurance | $61.67 | $740 |
| Safeco | $12.50 | $150 |
| Rockford Mutual Insurance | $64.17 | $770 |
| MMG Insurance Company | $68.75 | $825 |
| Countryway Insurance | $63.33 | $760 |
| Mercury Insurance | $46.25 | $555 |
| Patriot Group | $68.33 | $820 |
| PEMCO | $73.33 | $880 |
| Pekin Insurance | $50.83 | $610 |
| Concord Group | $48.33 | $580 |
2018 Acura RDX
The average car insurance cost for a 2018 Acura RDX is $691 per year. However, Safeco offers the cheapest rates, with an annual rate of $280.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| AssuranceAmerica | $74.58 | $895 |
| Virginia Farm Bureau | $75.00 | $900 |
| Rural Mutual Insurance | $62.92 | $755 |
| Buckeye Insurance Group | $61.25 | $735 |
| Safeco | $23.33 | $280 |
| Kemper Auto |Infinity | $38.38 | $466 |
| Mercury Insurance | $61.67 | $740 |
| Utica National Ins Group | $50.00 | $600 |
| ALFA | $51.67 | $620 |
| New Jersey Manufacturers | $76.67 | $920 |
2017 Acura RDX
The average car insurance cost for a 2017 Acura RDX is $704 per year. However, Safeco offers the cheapest rates, with an annual rate of $145.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Oregon Mutual | $67.50 | $810 |
| Texas Farm Bureau Group | $73.33 | $880 |
| Rural Mutual Insurance | $72.50 | $870 |
| Ohio Mutual Ins Group | $62.50 | $750 |
| Buckeye Insurance Group | $40.83 | $490 |
| PEMCO | $59.58 | $715 |
| Western Reserve | $72.08 | $865 |
| Safeco | $12.08 | $145 |
| Concord Group | $65.83 | $790 |
| North Carolina Farm Bureau | $60.00 | $720 |
2016 Acura RDX
The average car insurance cost for a 2016 Acura RDX is $741 per year. However, American National P offers the cheapest rates, with an annual rate of $250.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Nodak Mutual | $72.08 | $865 |
| Safeco | $32.50 | $390 |
| Texas Farm Bureau Group | $64.17 | $770 |
| Kentucky Farm Bureau | $71.67 | $860 |
| Mutual Of Enumclaw | $78.33 | $940 |
| Plymouth Rock | $64.58 | $775 |
| American National P | $20.83 | $250 |
| Plymouth Rock Assurance | $69.17 | $830 |
| West Bend Mutual | $66.25 | $795 |
| North Star | $77.50 | $930 |
2015 Acura RDX
The average car insurance cost for a 2015 Acura RDX is $643 per year. However, Mercury Insurance offers the cheapest rates, with an annual rate of $200.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| SECURA Insurance | $62.92 | $755 |
| Mercury Insurance | $16.67 | $200 |
| North Carolina Farm Bureau | $60.00 | $720 |
| Buckeye Insurance Group | $59.58 | $715 |
| Safeco | $43.33 | $520 |
| PEMCO | $65.00 | $780 |
| Pure Companies Grp | $55.83 | $670 |
| SafeAuto | $66.67 | $800 |
| Pekin Insurance | $44.58 | $535 |
| Elephant Insurance | $60.83 | $730 |
2014 Acura RDX
The average car insurance cost for a 2014 Acura RDX is $646 per year. However, Safeco offers the cheapest rates, with an average annual rate of $160.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| SECURA Insurance | $62.67 | $752 |
| Clearcover | $51.42 | $617 |
| Rockford Mutual Insurance | $77.08 | $925 |
| Safety Group | $55.08 | $661 |
| American National P | $28.33 | $340 |
| Buckeye Insurance Group | $71.67 | $860 |
| Direct Auto | $56.17 | $674 |
| Rural Mutual Insurance | $61.67 | $740 |
| Kentucky Farm Bureau | $60.83 | $730 |
| Safeco | $13.33 | $160 |
2013 Acura RDX
The average car insurance cost for a 2013 Acura RDX is $516 per year. However, Mercury Insurance offers the cheapest rates, with an average annual rate of $115.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Ohio Mutual Ins Group | $64.67 | $776 |
| PEMCO | $52.67 | $632 |
| Mercury Insurance | $9.58 | $115 |
| Kemper Personal Insurance | $36.17 | $434 |
| Buckeye Insurance Group | $56.50 | $678 |
| American National P | $35.92 | $431 |
| Safeco | $30.00 | $360 |
| Western Reserve | $57.42 | $689 |
| North Carolina Farm Bureau | $45.58 | $547 |
| Kemper Auto | $68.42 | $821 |
2012 Acura RDX
The average car insurance cost for a 2012 Acura RDX is $748 per year. However, Western Reserve offers the cheapest rates, with an average annual rate of $613.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Indiana Farmers Mutual Ins | $69.92 | $839 |
| Westfield | $67.92 | $815 |
| Ohio Mutual Ins Group | $54.42 | $653 |
| Frankenmuth Mutual | $69.67 | $836 |
| West Bend Mutual | $73.08 | $877 |
| Motorists Mutual | $63.50 | $762 |
| Celina Insurance Group | $75.08 | $901 |
| Buckeye Insurance Group | $42.58 | $511 |
| Western Reserve | $51.08 | $613 |
| Safeco | $55.83 | $670 |
2011 Acura RDX
The average car insurance cost for a 2011 Acura RDX is $697 per year. However, Mercury Insurance offers the cheapest rates, with an annual rate of $185.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| Southern Farm Bureau | $69.33 | $832 |
| Dairyland | $62.33 | $748 |
| First Chicago Insurance | $85.75 | $1,029 |
| GMAC Insurance Group | $64.92 | $779 |
| 21st Century | $86.33 | $1,036 |
| Safeco | $18.33 | $220 |
| North Carolina Farm Bureau | $52.42 | $629 |
| Texas Farm Bureau Group | $67.67 | $812 |
| Utica National Ins Group | $58.25 | $699 |
| Mercury Insurance | $15.42 | $185 |
2010 Acura RDX
The average car insurance cost for a 2010 Acura RDX is $720 per year. However, Kemper Auto Infinity offers the cheapest rates, with an annual rate of $397.
| Company | Average Monthly Premium | Average Annual Premium |
|---|---|---|
| SafeAuto | $59.17 | $710 |
| North Carolina Farm Bureau | $55.42 | $665 |
| Liberty Mutual | $40.92 | $491 |
| Capital Insurance Group | $83.83 | $1,006 |
| New Jersey Manufacturers | $79.83 | $958 |
| American National P | $57.58 | $691 |
| Utica National Ins Group | $58.75 | $705 |
| PEMCO | $57.33 | $688 |
| Kemper Auto Infinity | $33.08 | $397 |
| New York Central Mutual Fire | $73.67 | $884 |
How much is Acura RDX Auto Insurance for recent models?
The auto insurance rates of Acura RDX have been increasing over the past few years due to inflation, expensive spare parts, and logistical issues. The average car insurance premium for the recent Acura RDX models are as follows:
- A 2024 Acura RDX will cost roughly $1,913/year to insure.
- A 2023 Acura RDX will cost $1,095/year to insure.
- A 2022 Acura RDX insurance premium costs $851/year on average.
Acura RDX Crash Test Ratings
Crash test ratings can significantly affect car insurance costs, as vehicles with higher ratings are considered safer and less risky to insure. The Acura RDX has consistently received excellent safety ratings across different model years.
| Model Year | Crash Test Rating | Front Crash Prevention | Overall Safety Rating | Side Crash Rating | Front Crash Rating |
|---|---|---|---|---|---|
| 2022 Acura RDX | Good (all categories) | Superior (vehicle-to-vehicle), Advanced (vehicle-to-pedestrian) | 4 stars | 5 stars | 4 stars |
| 2021 Acura RDX | Good (all categories) | Superior (vehicle-to-vehicle), Advanced (vehicle-to-pedestrian) | 5 Stars | 5 stars | 4 stars |
| 2020 Acura RDX | Good (all categories) | Superior (vehicle-to-vehicle) | 5 stars | 5 stars | 5 stars |
Acura RDX Safety Features
The Acura RDX comes with a range of safety features, which can help reduce the insurance rates when you apply.
Some of the installed features include:
- AcuraWatch Safety Suite
- Collision Mitigation Braking System (CMBS)
- Road Departure Mitigation System (RDM)
- Forward Collision Warning (FCW)
- Lane Keeping Assist System (LKAS)
- Adaptive Cruise Control (ACC)
- Blind Spot Information System (BSI)
- Rear Cross Traffic Monitor
- Forward Collision Warning (FCW)
- Traffic Jam Assist
- Advanced Compatibility Engineering (ACE) Body Structure
- Multiple Airbags
- Seat Belt Technology
- Child Safety Seat Anchors (LATCH System)
- Surround-View Camera System (on higher trims)
- Traffic Sign Recognition
- Parking Sensors
Acura RDX Safety Ratings
Acura RDX has high safety performance, earning the Top Safety Pick (TSP) designation from the Insurance Institute for Highway Safety (IIHS). High safety rating often lower the premium rates.
| IIHS Safety Test Category | Acura RDX Rating |
|---|---|
| Small Overlap Front (Driver Side) | Good |
| Small Overlap Front (Passenger Side) | Good |
| Moderate Overlap Front | Good |
| Side Impact | Good |
| Roof Strength | Good |
| Head Restraints & Seats | Good |
| Front Crash Prevention (Vehicle-to-Vehicle) | Superior |
| Front Crash Prevention (Vehicle-to-Pedestrian) | Advanced |
| Child Seat Anchor Ease of Use | Good+ |
Ways to save on Acura RDX Car Insurance
- Maintain a clean driving record: Rash and careless driving often stays on your records. Insurance companies will charge you higher premiums if you have a history of at-fault or DUI accidents.
- Maintain good credit score: Applicants with excellent credit scores can save as much more annually compared to those with lower credit scores.
- Follow Traffic Rules: Traffic violations can considerably increase your Acura RDX insurance premiums.
- Ask for relevant discounts: Ask for common Acura RDX discounts, such as multi-policy discounts, annual payment discounts, and defensive driving discounts to reduce your annual premiums as much as possible.
- Bundle insurance policies: You can save even more by bundling your auto and home insurance policies.
How do I find the best Acura RDX Car Insurance Rates?
Always research the market and insurance trends before purchasing car insurance for your Acura RDX. It could be tempting to choose a provider that offers a low rate. However, it's always better to apply for multiple free insurance quotes from as many companies as you can. You can either apply individually or use an insurance platform like Way.com.
Compare, compare, compare – that should be your mantra when searching for the best policy. Only choose a provider who offers a balance of low rates and comprehensive coverage.
In only a few minutes, an insurance aggregator like Way.com can help you find the lowest insurance rates you've qualified for with your financial position.
The cheapest rates don't always mean the best! You can always consider spending a bit more to get comprehensive coverage.
How to Get Acura RDX Auto Insurance with Way
Simply download the Way App or head to the Way.com website to start your auto insurance journey and get a free quote in just minutes! Compare offers from more than 150 different insurance providers on our platform, which lets you choose the best policy for your Acura RDX- all in as little as 60 seconds!
INSURANCE AGENT EXPERTS
Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
DATA SOURCES
Way.com’s Insurance Broker Quote Data
Frequently Asked Questions (FAQ)
Is an Acura RDX expensive to maintain?
The average total annual cost for repairs and maintenance on an Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.
What is the average cost of insurance for an Acura RDX?
The average car insurance cost for an Acura RDX is $1440 per year.
How do driving history and location affect insurance premiums?
Insurance premiums can vary based on your driving record and location. For instance, a driver with a history of an accident may pay around $130 per month, while one with multiple accidents might pay about $147 per month. Also, drivers with low annual mileage often enjoy lower premiums.
What factors can help reduce insurance premiums for the Acura RDX?
Maintaining a clean driving record, opting for higher deductibles, and limiting annual mileage can contribute to lower insurance costs. Additionally, some insurance providers offer discounts for features like anti-theft devices and advanced safety systems.
How much is the insurance cost for Acura RDX compared to other vehicles?
Insuring an Acura RDX costs about $1,440 per year, which is higher than the national average of $1,318 per year. However, this can vary based on factors like location, driving history, and coverage options.
Find out how much it costs to insure other Acura models
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